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Luz is an outsourcing manager with over ten years of experience in public accounting, twelve years of experience in the banking industry, in addition to strong experiences on the manufacturing, wholesale and services industries.

She provides support to clients in the areas of accounting, payroll processing, payroll returns, electronic transmissions and compliance with governmental agencies. Luz also provides business consulting services.  Industries in which she has experience includes retail, manufacturing, nonprofits, banking, marketing, and other professional services.


  • Puerto Rico State Society of Certified Public Accountants
  • BBA, major in accounting
  • CPA
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Luz Malaret
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Manager - Outsourcing
Luz Malaret
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